Disclaimer: Views in this blog do not promote, and are not directly connected to any Legal & General Investment Management (LGIM) product or service. Views are from a range of LGIM investment professionals and do not necessarily reflect the views of LGIM. For investment professionals only.

Retirement

walking beach
Investment strategy

When cashing out may not mean coining it in

Can withdrawing a cash lump sum from your pension expose you to unexpected tax bills or losing access to benefits? Our latest research examines this...
Rita Butler-Jones
By  Rita Butler-Jones
15 Jan 2025
2 min read
Pod ESG
ESG and long-term themes

Podcast: Divorced, retired, female: The hidden cost of divorce for women

We all know about the gender pensions gap, but what about the risks to women's retirement prospects after a divorce?
LGIM LGIM
By  LGIM LGIM
18 Mar 2024
1 min read
divorce pension
ESG and long-term themes

Is divorce particularly dangerous for female financial futures?

Disentangling finances when a marriage ends can be painful for all concerned. But just as we’ve seen with gender gaps in pay and pensions, there...
Rita Butler-Jones
By  Rita Butler-Jones
07 Feb 2024
4 min read
Two young women looking at a phone on a bus
ESG and long-term themes

It’s not a game: why Generation Z want ESG action through their pensions

It's nothing new for young generations to want to appear different from their predecessors. But when it comes to Generation Z, they really could claim...
Rita Butler-Jones
By  Rita Butler-Jones
29 Jan 2024
1 min read
sequence risk
Investment strategy

Five strategies to combat sequence risk

We look at ways to reduce sequence risk in decumulation but emphasise the importance of considering risks holistically before making decisions.
John Southall
By  John Southall
26 Jan 2024
4 min read
Tall-short dogs
Investment strategy

Not just a short-term strategy: short-term alternative finance in DC defaults

In part two of our series on short-term alternative finance, we ask how the asset class can form part of a default strategy as members...
Jonathan Peppiatt
By  Jonathan Peppiatt
28 Sept 2023
4 min read
Diverse workers talking
ESG and long-term themes

Breaking down barriers to better pensions for minority ethnic groups

We know that UK minority ethnic pension savers have less in their DC pension pots than white British people, but what does that gap look...
Kinna Patel
By  Kinna Patel
06 Sept 2023
6 min read
Retirees couple
ESG and long-term themes

Have DC members had Kenough of volatility and uncertainty going into retirement?

Retirees are weighing up what really matters in life and seeking some peace of mind, the latest research on LGIM DC members' retirement behaviour suggests.
SuAnn Song
By  SuAnn Song
21 Aug 2023
5 min read
runway zero
Investment strategy

Have a nice flight: Retirement runways and the danger of landing too soon

When might caution in retirement glidepaths be just too risky? We look at different de-risking descents, to try to ensure savers don’t have to switch...
Alex TurnerJesal Mistry
By  Alex Turner, Jesal Mistry
25 May 2023
5 min read
prime saving
Investment strategy

Pensions, Prime and growing pains: Making saving the default for younger members

What connects a viral energy drink with monthly pension payments? Here, we ask how social media and biases may change saver behaviour, and what that...
John Roe
By  John Roe
17 May 2023
5 min read

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