Disclaimer: Views in this blog do not promote, and are not directly connected to any Legal & General Investment Management (LGIM) product or service. Views are from a range of LGIM investment professionals and do not necessarily reflect the views of LGIM. For investment professionals only.
An affordable home is where the heart is for most DC pension savers
We believe using direct contribution (DC) pension fund investments to help tackle the UK’s housing shortage could be the way to the hearts of retirement savers when it comes to helping them understand – and maybe even embrace – the concept of looking beyond traditional public market investment funds.
The suggestion comes from a survey by Legal & General’s asset management division[1] which asked more than 2,000 people currently investing in a DC pension, for their views on private market investments. Across all generations, 70% said they’d feel more positive about their pension if its funds were being used to help support affordable housing schemes.
We conducted the research as part of Legal & General’s moves to widen access to private market investments for DC investors. We believe that exposure to private market assets introduces more diversity into DC investment portfolios which could help spread financial risk.
We also believe that investing in high-growth sectors such as affordable homes, science and technology and clean energy could create the potential for long-term financial value for those saving for their retirement.
Read the full article: An affordable home is where the heart is for most DC pension savers.
Key risks
The value of an investment and any income taken from it is not guaranteed and can go down as well as up, you may not get back the amount you originally invested.
[1] Research carried out in April 2024 by Ignition House on behalf of Legal & General’s asset management division. The research sampled 2,024 people in the UK who were currently contributing to a workplace pension.
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